If you’re planning to retire in Spain, understanding your visa and residency options is essential. Whether you’re from the UK, USA, Canada, or another non-EU country, the Spanish government offers clear pathways to long-term residency. For EU citizens, the process is even simpler.
UK Citizens
Post-Brexit Considerations: UK citizens now follow the same rules as other non-EU applicants. The Non-Lucrative Visa is the primary option, though some may qualify for the S1 form for healthcare.
EU/EEA Citizens
If you’re from an EU or EEA country, you don’t need a visa to live in Spain. However, you must still:
Register with your local town hall (empadronamiento)
Obtain an EU residence certificate (Certificado de Registro)
Get a Spanish NIE number (foreigner ID number)
US & Canadian Citizens
The process is similar to the UK. Apply through your nearest consulate, provide financial proof and insurance, and plan well ahead (visa approvals can take 1–3 months).
Non-EU Citizens: The Non-Lucrative Visa (NLV)
The most popular retirement visa for non-EU citizens is the Non-Lucrative Visa. It allows you to live in Spain without working and is ideal for those with pension income or passive earnings.
Key Requirements (2025):
- Minimum income of approx. €28,800/year for the main applicant
- Additional €7,200/year per dependent
- Proof of private health insurance with full coverage in Spain
- No employment allowed (even remote work)
- Background check and clean criminal record
You must apply for this visa before moving to Spain, through the Spanish consulate in your home country.
Visa Validity:
- Initial: 1 year
- Renewable for 2 years, then another 2 years
- Eligible for permanent residency after 5 years
Key Documents You’ll Need:
- Valid passport
- Recent passport photos
- Proof of income (bank statements, pension statements, investments)
- Private health insurance
- Proof of accommodation (rental or ownership)
- Application forms (EX-01 or EX-18 depending on your status)
Pro Tip: Get Local Help
Spain is known for its bureaucracy, and paperwork can be daunting. Hiring a relocation lawyer or gestor (local admin professional) can make the process much smoother, especially when dealing with Spanish-only documentation.
See our list of relocation experts here